Miramed Revenue Group: How To Handle Them Once Contacted. You probably have no idea about who this group is, why they contacted you in the first place, or maybe you just want to learn more about them. Well, the Miramed Revenue Group is a corporation – one that specializes in accounts receivable management, business process outsourcing, and, more significantly, debt collection.
There have been lots of complaints about the “service” Miramed offers, all pertaining to allegedly violating the Fair Debt Collection Practices Act. Sometimes, they use untrue and deceptive language as well as threats to take “actions” that can’t typically be done under legal circumstances. It’s crucial that you review and understand your rights before you can take any further moves.
Why Is It Important To Not Be Involved With Them?
The multinational corporation lingers around your credit report. As long as they show up in your report, they could be damaging and lowering your credit score, and you don’t want that! Keep in mind that they’re not a scam or a fraud company. They’re a legitimate third-party debt collector that believes you owe them a sum of money.
Learn more on Crediful if you want help with Miramed Revenue group. Still, for now, we’ll talk about how to deal with them if you’ve already been getting calls, texts, emails, and snail mails. You need to do the first thing to not ignore them since that would just prolong them lingering around in your credit report. The longer you ignore them and do not take care of the matter, your credit score will suffer more.
Since they believe that you owe them money, you’ll have an outstanding debt in your credit report about bills related to medical matters. This becomes a negative mark in your report that could last for around 7 years despite you already paying the balance. Sure, negative credit effects will die down over time. However, the damage from the negative mark will still be significant enough to stop you from getting better interest rates on your credit cards!
How To Get Rid Of Them Off Of Your Credit Report
There are three different ways in which you could relieve yourself from this group of debt collectors. The first method lets you seek validation with Miramed Revenue Group if you actually have a debt. The second is more straightforward, and you get in contact with Miramed and settle for a pay-to-delete agreement. Lastly, you can work with or leave it to those more capable of helping you with your predicament: A credit repair company.
Seek Debt Validation
In the Fair Debt Collection Practices Act, you have the right to seek validation with the debt collectors so that they can prove to you that you actually owe them the sum of money they claim you do. However, there’s a lining here where you can only do so within the first 30 days of the initial contact that Miramed made with you. So it’s essential to not ignore them for too long or at all.
You could send Miramed a simple debt validation letter. You could have already paid off the debt or got into a payment plan. Maybe Miramed has gotten your contact information wrong and is just going through the whole contacting process.
Seek Pay-For-Delete Agreement
Once the 30-day window has slipped by you and they’ve already validated that you owe them the money, then you can opt for an agreement where you can negotiate a payment on the money due. If they’ve agreed to this setup then you’re in a pay-for-delete agreement. Don’t get it confused with just paying off the debt(if you can pay it off) since the negative mark will still be there in your credit report.
Find A Credit Repair Company
For sure, you aren’t going to be able to remember every fee you need to pay, be it $150 for an appointment or thousands of dollars in hospital fees. It’s another thing where you have to deal with Miramed. That’s going to take money, time, and energy. Don’t forget that the two methods mentioned above may give you the results you want. It’s still advisable where you seek professional help.
There are legitimate professional companies out there that exist to help you with the debt collectors that are chewing out your behind. If you’re willing to pay a monthly fee but don’t want to do any of the hustling and bustling, then you can leave that aspect to the credit repair companies.
It’s a definite positive for you to work with an excellent law firm(for example, Lexington Law) since they can help you challenge the debt. They can even help you clear off that debt from your credit report. Working with professional law firms could also help you out of getting sued by Miramed, so they’re something you might need.