22% of the American population have under $5000.00 socked away for retirement. The majority of Americans don’t even have $1,000 available in emergency savings. Those two harrowing truths tell us that many adults don’t know much about money management beyond earning paychecks and using them to pay for today’s bills/wants. If you’re one of those people that isn’t future-focused when it …

Owing someone something is never a good feeling. Getting sued for it is even worse. But hey, misery loves company. So in the face of a debt collection lawsuit, remember that more than 70 million Americans have gone through a similar situation, and there is a way out of this. Now, getting served might be scary, but the law is …

Your moving job isn’t done when you buy and move into a house. You’ll also be responsible for things like personal property taxes, which will vary based on where you live. If you live in the state of Arizona, you need to be aware of how property taxes are handled. Each state has its own way of levying taxes, and …

Are you looking for financial tips to help improve your financial life? Well, chances are you’ve already found them and are halfway through implementation. However, chances are also that you may be implementing the wrong ones, and that may be the reason why you don’t see any progress. Money is a hot topic, often clouded with emotions, which may lead …

Author: Benjamin Lee Credit cards; on occasion they can be a lifesaver thanks to the easy access to cash. When mismanaged, however, runaway credit card debt may ruin your life. A bit dramatic? Perhaps, but the fact of the matter is; credit card debt is a major problem. From shopping sprees to vacations, people are often guilty of using debt …

Are you wondering which loans to pay off first? The reality is that you are not alone. Your financial awareness can help you avoid common mistakes made by many people. Did you know that almost 40 million Americans today live in homes they cannot afford? Well, this is because most people don’t understand their financial situation. These repayment tips are …

Nowadays, there has been an immense growth of credit card usability among individuals. Therefore, more banks and financial institutions are wooing customers with various potential deals, just to win them over. For that, they are offering rewards, cash backs and some of the other deals over here. These forms of credit cards will allow the users to transfer existing debt …