Owing someone something is never a good feeling. Getting sued for it is even worse. But hey, misery loves company. So in the face of a debt collection lawsuit, remember that more than 70 million Americans have gone through a similar situation, and there is a way out of this. Now, getting served might be scary, but the law is …

Whether you’re interested in taking advantage of a great sale, need to pay your bills on time, or are faced with unexpected expenses, taking out a payday loan is often a great solution. Payday loans are short-term loans, generally in amounts of $1,000 or less, that are a bit like getting an advance on your paycheck. They’re ideal for those …

It is easy to feel as if you will never be a victim of financial crime and that only gullible people and businesses fall for these schemes. However, this is simply not true. Financial crime news shows how criminals are becoming more and more sophisticated in their methods and taking more and more people in. From credit card fraud to …

In 2018 alone, Americans invested more than $13 billion in cannabis-related businesses. That number is expected to grow even more in 2019 and beyond. Have you been considering investing in cannabis businesses? Do you want to make sure you’re doing so in a smart and conscientious way? If you’re interested in becoming a cannabis investor but aren’t sure where to …

Your moving job isn’t done when you buy and move into a house. You’ll also be responsible for things like personal property taxes, which will vary based on where you live. If you live in the state of Arizona, you need to be aware of how property taxes are handled. Each state has its own way of levying taxes, and …

Have you recently found yourself in a bit of a financial bind? Emergencies happen all the time, and in many cases, they don’t give us much notice. Unfortunately, you might not always have the proper finances available to support those emergencies. Luckily, you have some options. One of those options is same day loans. A same-day payday loan is a …

Personal Loan vs. Credit Card: Which One Should You Get? If you are looking for financial infusion, you have multiple options. However, the best and fastest ways for you to get that cash is through a personal loan or applying for a credit card. Of course, you need the interest rates and repayment period to suit your needs. In this …

According to a recent report, over 68 million Americans have a poor credit score. A surprisingly large number of people have scores below 601, and some have no credit at all. Banks, insurers, and other financial institutions use credit scores as qualifying factors for loans and other financial services. A bad score means that your lending limit is low and …

The average FICO score in the U.S. is 704. This is the highest average score since 2005. Americans are doing better with their credit. A big reason for this is the availability of information. When you are educated about your credit score and how it is calculated, you better understand how to manage it. Keep reading to learn more about …

Research shows that nearly 6.5 percent of U.S. households don’t make use of a bank. If you belong to this group, you might be looking to open your first bank account. However, you might wonder whether it’s a good idea to open accounts with many banks, or just one. Especially if you’re looking to use a bank for more than just …