Home Business Insurance Alert! Alert! I Got Hurt at Work: How to File Workers Comp

Alert! Alert! I Got Hurt at Work: How to File Workers Comp

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Each year, there are approximately 4.5 million workplace injuries for which people seek medical treatment. Things can get even more complicated, though, when it comes time to pay the medical bills.

If you’ve been hurt at work, it’s in your best interest to file for workers’ compensation. Not everyone knows how to go about it, though, and there are specific steps that you need to follow.

Not sure where to start? Don’t worry, we’ve got you covered.

Let’s take a look at everything you need to know about how to file workers comp.

Report Your Injuries to Your Employer

In order to receive compensation for your injuries, you need to have proof that you reported your injuries to your employer within 30 days of the incident. Otherwise, your claim may be denied.

To ensure that that your report is properly documented, submit a report in writing and have a discussion with them in person.

Before You File a Petition, Attempt to Resolve The Incident

After reporting your injuries, it’s your employer’s responsibility to provide their insurance company with information about what happened. If they do so appropriately, you’ll receive checks from their insurance provider approximately three weeks after the incident is reported.

If you haven’t received money by then, contact your employee and seek to resolve the issue. Some states actually require you to make an effort to resolve this conflict before making a workers’ compensation claim.

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Hire an Attorney

If you were unsuccessful during your conversation with your employer, it’s time to hire an attorney and file a petition. Although you aren’t legally required to enlist the help of a lawyer, making a claim will be much easier.

Many attorneys also offer free consultations regarding workers’ comp cases, so it’s often in your best interest to at least see what they have to say about your situation.

File The Petition

You’ll be required to fill out information like your job role, details of the injury/incident, medical records, etc. Failure to thoroughly define what occurred could result in your case being dismissed.

Unless you’ve filed a workers’ comp claim in the past, it’s recommended that you have a lawyer help you with this step to ensure that all of your information is accurate.

When seeking treatment for your injuries, it’s best to see a medical professional who specializes in workplace accidents. You can visit https://workerscompdoctor.com/ for examples of what to look for.

Prepare For a Hearing

While most conflicts between workers and employers are settled during mediation, there is a chance that your case could involve a hearing before a judge. This process could involve bringing forward witnesses, providing extra evidence of the incident, etc., so it’s something you need to prepare for.

If you come disorganized and your employer refutes your claims, you may not get the compensation you deserve.

Understanding How to File Workers Comp Can Seem Difficult

But it doesn’t have to be.

With the above information about how to file workers comp in mind, you’ll be well on your way to getting your injuries taken care of as efficiently as possible.

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Want to learn more employment tips that can help you out in the future? Be sure to check out the rest of our blog.

 

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